Personal Finance Security Checklist
Intro¶
Credit card fraud is the most common form of identity theft.
Checklist¶
Essential Activities¶
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Sign Up for Fraud Alerts and Credit Monitoring
Priority: Essential
Enable fraud alerts and credit monitoring through Experian, TransUnion, or Equifax to be alerted of suspicious activity on your accounts. -
Apply a Credit Freeze
Priority: Essential
Prevent unauthorized credit inquiries by freezing your credit through Experian, TransUnion, and Equifax.
Basic Activities¶
- Transaction Notifications
Priority: Basic
Enable real-time push notifications or alerts for every transaction to spot fraud instantly.
Advanced Activities¶
- Use an Alias Persona for Online Shopping
Priority: Advanced
For online purchases, consider using alias details, forwarding email addresses, VOIP numbers, and secure delivery methods to protect your identity.
Optional Activities¶
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Use Virtual Cards
Priority: _Optiona_l
Utilize virtual card numbers for online transactions to protect your real banking details. Services like Privacy.com offer such features. -
Use Cash for Local Transactions
Priority: Optional
Pay with cash for local and everyday purchases to avoid financial profiling by institutions.